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AUTHORISATION TO ACT ON BEHALF OF INDIVIDUALS AND MANAGE PERSONAL INFORMATION
I/We appoint Barsha Financial Services Pty Ltd (ACN: 135 547 992, Australian Credit Licence 393258) and its associated entities, (“AnyFin”) and any independent contractors it has appointed to assist in providing services to me/us (“Contractors”) as my/our agents to arrange, and assist in the management of, finance and/or insurance facilities. I understand and agree that AnyFin and Contractors may pay to, or receive from, third parties, fees and/or benefits in relation to this appointment and the provision of these services.
In this document:
I/We agree that under the Act, a Credit Provider which AnyFin and Contractors may approach in arranging my/our finance (hereinafter an “Approached Credit Provider”), may give a credit reporting body certain personal information about my/our application for finance. The information which may be given includes:
By virtue of this declaration, I/we understand that AnyFin and/or Contractors have informed me/us of the disclosure policy to a credit reporting body of information about me/us by Approached Credit Providers and so authorise such disclosures.
I/We agree that, if it is considered relevant in assessing my/our application for personal credit, an Approached Credit Provider may obtain a report about my/our commercial activities or commercial credit worthiness from a credit reporting body or other business that provides information about the commercial credit worthiness of persons.
I/We agree that, if it is considered relevant in assessing my/our application for commercial credit, an Approached Credit Provider may obtain from a credit-reporting body a credit report containing personal credit information about me/us.
I/We agree that an Approached Credit Provider may give to and seek from any credit provider information about my/our personal or commercial credit arrangements. I/We understand that this information can include any information about my/our credit worthiness, credit standing, credit history or credit capacity that credit providers are allowed to give or receive from each other under the Act.
I/We authorise AnyFin and Contractors to use my/our credit information and any other information to arrange or provide finance, insurance and other services. For the purposes of arranging finance which is the subject of my/our application, I/we appoint AnyFin and Contractors as my/our agent to obtain, on my/our behalf, credit information about my/our consumer and commercial credit worthiness from a credit reporting body or from a credit provider named in my/our application or referred to in such credit information.
I/We also authorise AnyFin and Contractors to pass on the above-obtained credit information to such Approached Credit Providers as are appropriate, for their consideration of this application.
I/We acknowledge and agree that:
I/We agree and acknowledge the terms of the document. I/We also warrant that the personal information provided by me/us in my/our application is true and correct and understand that AnyFin and Contractors will be relying on the integrity of same in seeking to arrange the facilities required.
I/We agree that the Approached Credit Provider may seek credit information concerning me/us from a credit reporting body to assess whether to accept me/us as a guarantor of the finance commitments for the Applicant Parties.
I/We also agree to AnyFin, Contractors, Approached Credit Providers and Insurers collecting, retaining, disclosing and using my/our personal information to the degree and for the purposes described in paragraph 4 above. I/We understand that I/we can obtain access to the personal information I/we have provided as described in paragraph 4 above.
I/We agree that AnyFin and Contractors may also disclose, to the under-mentioned third party, personal information it has received about me/us relating to the progress and ultimate decision by the approached credit provider and or insurance provider on my/our finance and/or insurance application.
Such information may include: The type of facilities which are being considered and/or offered by the approached providers. The actual decision on the application/s by the approached providers. The reasons supporting any decisions made by the approached providers including such personal information as may have been obtained by AnyFin, contractors and/or approached providers that have, in the opinion of AnyFin or Contractors, had influence on the decision made by the providers.
In providing this authority, I/we acknowledge that AnyFin and Contractors have no control over the personal information once it is passed to the third party and, consequent to same, cannot be held responsible or liable in any way for the use or misuse of the information by the third party. This consent applies to employees, servants and agents of the above named Third Party.